Please see Car Insurance information below.



Car insurance is compulsory in India, so you must make sure that you have the right level of cover before you use public roads with your vehicle.

What are the Types of Car Insurance?

There are two main types of car insurance, these are:

  • Liability insurance

Liability is the main mandatory type of insurance.

  • Comprehensive insurance

Comprehensive insurance can include more aspects such as theft or damage to the vehicle, injuries and or death to other passengers in your vehicle and damage to others and property with the vehicle.

Different Types of Cover

Here are just some of the types of cover you can buy:

  • Liability / third party cover

This covers you if someone else is injured or dies as a result of your driving. This is compulsory you must have it by law.

  • Personal accident cover

This covers you in case of an accident so that your medical costs are dealt with.

  • Natural Calamities / Loss / Damage

This covers your vehicle against a variety of natural calamities such as fire, explosion, lightning, earthquake, flood, storm, hurricane, frost, landslide and many more. It does not include normal wear and tear of the vehicle.

What Premiums will I Pay?

The premium on your vehicle insurance will depend on a variety of factors, including:

  • The age, size and model of your vehicle
  • The length of the policy
  • Any past claims or history on the vehicle
  • Your personal details (your age etc)

You can get a number of quotes from different insurance companies before making your choice. This will help you to get the best premium.


Please Note: is not authorised to give advice under Indian financial regulations.

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