Kotak Urbane Gold Card (Credit Card)Visa Card
The Kotak Urbane Gold Car is a way of life that is fun, savvy and exuberant. The Urbane Gold Card, hence, has been designed keeping in mind the Urbanite in you. Earn 3 reward points against every Rs. 100 of retail spends. Kotak Card offers Urbane Gold Card with Special Offers and Eligibility. Compare Kotak Urbane Gold Card with other credit cards. 3x reward points on every Rs.100 spent, Redeem reward points against any of your purchase, No charge 3 months EMI, No joining and no annual fees. Click for more information.
Location: India
1. Redeem reward points against apparel, grocery or other purchases.
2. No charge 3 months EMI
3. No annual fee
1. If your transactions cross 100% of your credit limit, you will be charged a flat over limit fee of Rs 500 in each billing cycle that you are over limit.
2. If in a billing cycle your payment received till the payment due date is lesser than MAD it will attract a flat late payment charge of Rs 550 in the next billing cycle.
Primary Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 18 years and above.

APR: 3.3% (Monthly)
Credit Limit: Ask on application
Credit Rebuild: No
Chip and Pin: No
Under 18: No
SMS Banking: No

Fees: Rs. 0 p.a
Cash Back: N/A
Cash Advances: 2.5%
Balance Transfer: 0% (3 Months)
New Purchase: 3.3% (Monthly)

Rewards: 3X REWARD POINTS on every Rs.100 spent

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