HDFC PLUS CURRENT ACCOUNT
HDFC Plus Current Account (Current Account)
        
In today's fast-paced world, your business regularly requires you to receive and send funds to various cities in the country. HDFC Bank Plus Current Account gives you the power of inter-city banking with a single account and access to more than 996 cities.
Location: India
Account Name: Plus Current Account
Advantages:
1. Free Account to account funds transfer between HDFC Bank accounts
2. Free payment and collection through RTGS.
3. Free payment and collection using NEFT
4. Free up to 50 Demand Drafts per month and can be issued from any HDFC Bank Branch
5. Free up to 50 Pay Orders (PO) per month and can be issued from any HDFC Bank Branch.
6. Free anywhere cheque collection (clearing) within HDFC Bank branch network (except Dahej), up to Rs.75 lacs per month
7. Free Outstation Cheque Collection through Speed Clearing (for instruments with value upto Rs. 1 lac).
8. Convenience to withdraw & deposit cash at all our branches*
9. 300 "At Par" cheque leaves free per month. Free at par cheque payments across all HDFC Bank locations for unlimited value*
10. Free Cash Deposit upto Rs.10 lacs per month* across all HDFC Bank Branches in your city. What's more, Cash Deposit at HDFC Bank branches in other cities is also free upto Rs.2 lacs per month*
11. Register for InstaAlert service and receive updates on your account as and when the select transaction happens - all this without visiting the branch or ATM!
12. HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep. The Bank will arrange to render the services like Cash & Cheque Pickup and Cash Delivery, through a reputed agency.
13. Enjoy facilities like 24-hour Phone Banking, Net Banking and InstaQuery that helps you check your balance & transaction details, find out the status of your cheque or stop cheque payment. 
Disadvantages:
1. When the is AQB less than Rs.50,000/-, there is a service charge of Rs.6,000/- per quarter.
Services:
Free Account to account funds transfer between HDFC Bank accounts
Interest Rate: 0.00%Interest Gross: 0.00%
Interest Paid: NonePenal Interest: Ask on application
Minimum Income: Rs. 1,00,000
Overdraft Rate: Ask on application
Banking Charges: For extra facilities
Service Charges: Up to Rs.6,000
Account Access: Online, Branch, Post, Tel
Withdrawal Access: Online, Branch, ATM, Tel
Free Banking: NoDebit Card: Yes
Cheque Guarantee Card: YesStanding Orders: Yes
Direct Debits: YesOverdraft Facility: Yes
Account Manager: No
Conditions:
You must be a resident of India
Features:
Free payment and collection through RTGS.
Introductions and Offers:
N/A
Terms and Conditions:
All you need is to maintain an average balance of Rs. 1,00,000/- per quarter.
        

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