Bad Credit History? Get a Fast and Easy Loan Against Gold

05 September 2011 - Which Way to Pay

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Bad Credit History? Get a Fast and Easy Loan Against Gold

The price of gold has increased by 500% over the last ten years and as such it is valuable collateral which could secure you a valuable cash injection from specialist lenders.

A loan against gold is provided in exchange for the value of gold presented to the lender by the borrower. The loan provider will assess the purity and price of your gold in whatever form (i.e jewelry, coins etc) and will then decide how much they can lend to you.

With the global demand for gold at an all time high, many have found themselves in the procession of gold which has undergone significant exponential growth. As such, you may well be sitting on more than you realize and if you’re having financial problems you may want to use this valuable commodity to generate some extra capital.

Loans against gold are especially useful for those needing cash fast as loan applications can be processed quickly due to the value of the security you are providing. The fact you are providing security also means that lenders are much more lenient with those who have bad credit history. Therefore, your credit history is unlikely to affect your application.

The tenure of most loans against gold are between 6 months and a year, but this may vary according to the lender or bank you use – make sure you remember to check when you carry out your loan search and comparison!

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