Is Your Home Insured?

27 April 2012 17:30 - Crage Campbell

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Is Your Home Insured?

Your home is probably the most valuable thing you own and making sure is safe and secure should be at the top of every homeowners list, after all itís where we eat, sleep, raise our families and come to relax at the end of a hard day at work.

Whatever your living arrangements, if you live alone or have a family, there is a home insurance policy out there to suit your situation. Home insurance can cover you for a range of eventualities, from accidental damage, loss and burglary Ė most policies can combine all aspects of cover to make it easier and cheaper for you.

If you travel often, there are policies to cover your house and its contents when you are away. It is often worth investing in insurance, not only to cover yourself if anything should happen, but also for the peace of mind it provides.

There are various things to consider when choosing your insurance policy, from the premium to the extent of cover. Be careful to consider all aspects of the cover, so you understand under what circumstances you are entitled to claim. Be careful to look out for the excess, as this can prove expensive if you make several smaller claims.

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