Keep a Financial Diary and Start Saving Money Today

28 September 2011 - Which Way to Pay

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Keep a Financial Diary and Start Saving Money Today

The cost of living is going up and up. It can all feel a bit overwhelming when your paycheque gets spent every month without saving any money and youíre not quite sure where itís all gone! A great place to start is to keep a financial diary. Write down everything you spend, from lunch to your credit card bill. This may seem like an over the top way to approach your finances, but youíll be surprised by how much money you spend without even realising it.

After a month or two, your bad spending habits will become clear and you can start changing the way you spend. We all have pitfalls and places where money can be saved. So whether you have penchant for clothes shopping, eating out in restaurants, expensive holidays or spending a lot on petrol, you can change your bad habits today and watch your savings account grow!

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