Pros And Cons Of Travel Insurance

27 June 2012 21:30 - Phoebe Robinson

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Pros And Cons Of Travel Insurance 

Many people would never even think about leaving home to go on holiday without travel insurance, whilst others donít really think about it and take the risk. When making the decision it is important to know the pros and the cons.

A major plus side to getting travel insurance is it keeps your mind at rest while you are trying to relax on holiday and get away from  the mundane thoughts that continuously pass through your head at home. Moreover a holiday is normally something we look forward to and have spend a significant amount of money on therefore the security of knowing that if it needs to be cancelled or interrupted for any reason you will be reimbursed so you can afford to re-plan at another time. 

However sometimes travel insurance may be unnecessary if you already have adequate coverage from other sources. For example some credit cards provide their holders with travel assistance and travel protection benefits, such as coverage for lost, stolen, damaged or delayed bags; travel accidents; and trip interruption or cancellations. Also it is very possible that your health insurance may cover health emergencies when you are out of the country.Moreover sometimes car insurance covers you when you hire a car and home insurance might cover theft. So when considering Travel insurance it is sensible to check that your will not be paying for the same thing twice!

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