APOLLO MUNICH HEALTH INSURANCE
Apollo Munich Health Insurance (Health Insurance)
        
Apollo Munich provide you with great customer service, 100% lifelong renewal, clear policy wordings and conditions, cashless access to the best 10,000 doctors and 4500 hospitals in over 800 cities, tax deduction under Section 80D, healthcare and health insurance expertise and one of the fastest claims settlement in the Industry.
Location: India
Advantages:
1. 100% Lifelong renewal.
2. Cashless transactions across our network.
3. Choose from ver 10,000 trusted doctors.
4. No sublimit on room rent or diseases.
5. Clear policy wordings and conditions.
6. Great customer service.
7. One of the fastest claims settlement in the industry.
8. Tax deduction under section 80D.
Disadvantages:
1. You will have to pay an excess if you make a claim.
Services:
Pre- and Post-hospitalization expenses cover all medical expenses incurred within 30 days prior to hospitalization and expenses incurred within 60 days post hospitalization provided the expenses were incurred for the same condition for which the Insured Personís hospitalisation was required.

Policy Name: Apollo Munich Health Insurance
Premium: From Rs.1,095
Excess: Ask on application
Max Sum Insured: Rs. 50,00,000

Cover Type: Health Insurance
Cover Level: Standard, Exclusive, Premier
Cover Detail:
Inpatient Treatment
Coverage for hospitalization of more than 24 hrs.
Pre-hospitalization
Coverage for medical costs incurred before hospitalization† (30 days and can be increased to 60 days if Insured Person intimates† 5 days prior to hospitalisation).
Post-hospitalization:
Coverage for medical costs incurred after hospitalization (60 days and can be increased to 90 days if Insured Person intimates† 5 days prior to hospitalisation).††
Day-care Procedures:
Coverage for medical expenses that a insured person incurs for 140 enlisted daycare procedures that requires less than 24 hours of hospitalization due to technological advancement.

Domiciliary Treatment
Covers expenses involved in getting a treatment done at home which otherwise would need hospitalization.

Daily Cash for choosing shared accommodation
A lump sum amount given for selecting a shared room in a network hospital (Rs. 500 per day, Maximum Rs. 3,000).

Expenses for Organ Donor
Covers the cost of treatment for the organ donor at the time of organ transplant.

Emergency Ambulance
Covers expenses incurred if ambulance service is used on the way to hospital for hospitalization (up to Rs. 2000).

Health Check-up

Application Methods: Online, Tel
Underwriter: Ask on application
Pay Monthly: Yes

Suitable:
Those looking for cheap health insurance
Restrictions:
30 Day waiting period
Availability:
Offer policies with option of 1 or 2 years policy period.
Discounts:
Select policy tenure of 2 years and get a 7.5% discount

HEALTH INSURANCE
Health Type: Medical Insurance
Health Info:
Ambulance Cover: No
Hospital Cover: No
        

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