Please see insurance information below.



Our health is something that we should never take for granted. Getting the right health insurance is essential to ensure that you are safely looked after when the unexpected happens.

What is Health Insurance?

Health insurance provides medical cover when you require it as a result of an accident, illness or other special treatments. Some health insurance policies even cover for medical conditions that you already have.

What Types of Health Insurance are Available?

Most health insurance companies provide a variety of health insurance plans. Usually, the main types are:

  • General health insurance

This includes basic costs such as doctor's fees, hospital room fees, medicines and other such costs.

  • Critical illness insurance

This offers a lump sum after a critical illness has been diagnosed

  • Specific health insurance

This offers cover for certain critical illnesses such as transplants or heart problems. It may also include cancer. Medical bills and hospitalisation are usually included in this type of cover.

Who Can Take Health Insurance?

You can take health insurance up until the age of 70 in India. As with all types of insurance, the premiums will vary according to the level of risk. Therefore, if you are older or have a history of certain medical conditions in your family you may pay a larger premium than a very healthy young person.

You may be required to undergo a health check to qualify for your health insurance plan, this can happen after a certain age (usually 45 or 55).

Benefits of Health Insurance

Most of the benefits of health insurance are clear: with the costs of getting medical attention and care rising, the right insurance plan can ensure that you and your family receive the right care quickly. You are also likely to spend less time waiting around for essential treatment.

Whether it is an accident or a serious illness anyone can be affected by an unexpected or expected medical situation. Without the right health insurance plan in place, you could be left dealing with unaffordable costs.

Under certain terms you can also receive tax benefits on health insurance find out if you are eligible from your insurance company.


Please Note: is not authorised to give advice under Indian financial regulations.

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