HOME INSURANCE INFORMATION

Please see Home Insurance information below.

        

HOME INSURANCE

Whether your home is your castle or a place of refuge from the outside world, it is likely to be important to you. With the right home insurance, you can ensure that you are covered for a multitude of possible scenarios for the building and its contents.

What is Covered under Home Insurance?

Home insurance covers your home the building and its contents against a variety of possible risks.

These usually include natural calamities, such as:

  • Storm
  • Fire
  • Hail
  • Flood
  • Cyclone
  • Earthquake
  • Tsunami
  • Explosion
  • Theft and malicious intent
  • Lightning
  • Riots, civil unrest
  • Burst pipes

....and many more possible events that could result in a claim. Whether you live in an urban or rural area, the risks to your home and contents are always present.

If you have particularly precious belongings such as artworks or furniture you can often find specialist levels of cover to include these. But even if your home is a humble one, it is wise to ensure that if something did cause damage to it, you would receive financial payout. World events ranging from earthquakes and tsunami to other catastrophes only serve to highlight the importance of being covered.

Contents Insurance

Contents insurance covers the contents of your home. No matter where you live, burglaries or other malicious intent (such as vandalism) can take place and cause not only financial damage but personal loss.

But it is not just burglary and other criminal events that can cause damage or loss to your home contents as with building insurance, contents insurance also covers for events such as weather. If your home becomes flooded in the monsoon, will you be able to make a claim?

        


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