Please see information on Marriage Loans below.


Are you or someone close to you getting married? Wedding celebrations in India are famously long and lavish, so it is essential that you have every aspect covered. A marriage or wedding loan can pay for the expenses of a wedding and ensure that nothing can go wrong.

Where Can I Get a Marriage Loan?

Marriage loans are widely available in India, from banks and lenders. You can find marriage loans on Which Way To Pay India, so compare the rates, fees and costs involved. You can even apply via our website, if you have found a loan that is suitable for you.

Who Is Eligible for a Marriage Loan?

Anyone can apply for a marriage loan, all you need to do is fill out the application form from the bank or lender. Marriage loans are usually unsecured loans, so you do not need to provide a security as collateral for the loan.

You can apply for the marriage loan whether you are the parents of the bride and groom or getting married yourself. Generally you will need to provide various documents:

  • Proof of ID
  • Proof of address
  • Bank statements
  • Proof of income / salary

You may also need to provide proof of your status as a salaried, self employed or business person.

Are Marriage Loans Unsecured or Secured?

You can find both unsecured and secured wedding loans.

That means you can take the secured wedding loan and pledge a security such as personal property against the loan. As the risk of default is lower for the lender with a secured loan because the lender can seize the property in the event that the loan is not repaid the interest rates are usually lower.

The unsecured wedding loan means you do not pledge any personal property against the loan. This means you do not risk losing a valuable asset, but in general the interest rate will be higher to reflect the higher risk for the lender.

Unsecured wedding loans are ideal for people who do not own valuable assets such as property, so if you are a tenant you may prefer this option.

Wedding Loans for Bad Credit

Bad credit wedding loans are also available, for those people who have a bad credit rating and are unable to get a regular secured or unsecured loan. These are great news for people who may have been facing a difficult challenge, but generally the interest rates are much higher.

As a 'bad credit' borrower you are viewed as a much higher risk to the lender, so a higher interest rate is charged to counteract this high risk.


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