Going away anytime soon? Travel insurance is an essential aspect of any trip, whether you are going on long-haul travels or short-term visit. With the right policy you can ensure that your expenses are covered if your baggage is lost or stolen, your passport goes missing or if you suffer an accident or illness while you are away from home. There are many excellent travel insurance policies available in India, so it is worth spending some time to compare them. Which events are covered under the plan? How much does it cost? What if you are going on a specialist type of trip (such as a sports trip)? Please read the terms and conditions of your travel insurance policy to make sure that you are covered for as many different circumstances as possible.
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Travel insurance is essential if you are thinking of travelling outside India
Travel insurance is a good investment for anyone going abroad. If anything were to happen to you while you are away you will have to pay for any costs incurred. This can be extremely expensive especially if you are injured. In the worst possible situation you might need to be flown back to India and this could cost thousands of rupees. You can also protect yourself from problems such as theft, late flights or lost luggage so there really are a lot of benefits of travel insurance.
Look into the level of cover you need before you purchase travel insurance
There can be many levels of insurance from standard policies to much more comprehensive ones. You can find policies that cover you for just one trip made within the year or annual insurance for multiple trips made throughout. If you are going on a holiday that involves extreme sports or dangerous activities then it is especially important you find a travel insurance policy that covers you as in these situations there is more chance of an accident happening and subsequent injury. There are also insurance policies designed especially for backpackers, policies for people taking part winter sports and insurance for those over 65.
Travel insurance should be made a priority before you go away
If you are planning a holiday or trip abroad making sure you have travel insurance should be a priority before you set off. Having travel insurance will ensure that you and your belongings are protected. No matter what kind of holiday you are going on or for what reasons it is essential that you are covered by a travel insurance policy to avoid unwanted and unnecessary bills. Travel insurance covers you for various accidents or disasters including baggage loss, trip or flight cancellations and delays and medical expenses. Once covered you can enjoy your holiday and fully appreciate being abroad.
Be honest regarding your travel insurance application
When applying for travel insurance, make sure you provide all the necessary details of your trip so that you can get the right policy for you. Researching the travel insurance market and comparing products saves you time and money. Use the table above to compare different travel insurance providers.
How much will you travel insurance cost?
Depending on the level of cover you take out, the price you will pay for the policy will vary. Bear in mind that the cheapest insurance is not necessarily the best because it won’t offer a lot of cover. You need to find a happy medium between the most comprehensive policy for all your requirements and the right price. Your policy will be more expensive is you have an existing medical condition, are pregnant, have a history of making claims, are over 65 and are taking part in adventurous activities. This is because you are more at risk of having to make a claim.
03 September 2013
Which Way To Pay
It is important to look into whether you actually need travel insurance before you travel, you might find there are alternatives out there
06 May 2013
Holidays are the best weeks in the whole year and much preparation goes into it. Money has often been saved up for months to ensure happy and relaxed weeks with new impressions and restful days of recreation. This is why one should not miss adding extra peace of mind by taking out travel insurance
26 March 2013
If you're planning a holiday or business journey outside India, a travel insurance will protect you financially if anything happens when you are away
27 June 2012 21:30
Many people would never even think about leaving home to go on holiday without travel insurance, whilst others don’t really think about it and take the risk. When making the decision it is important to know the pros and the cons.